What is a buy-to-let mortgage?

A Buy to let mortgage is required when you wish to purchase a property to let out. 

There are many different rates:

• Fixed
• Tracker
• Variable.

Whether you are an experienced property landlord, or a first time investor, it is important to ensure you have a clear understanding of the process of obtaining a Buy to Let Mortgage and that your knowledge is up-to-date.

Helping you with clarity

We will help to clarify the terminology, benefits, risks and associated costs of borrowing to invest in rental property.

• How much will it cost?
• What return will I get
• Can I afford it?
• How much deposit will I need?
• What type of mortgage do I want?
• Can I get a Mortgage?

For a buy to let mortgage you will need a minimum 25% deposit and a minimum rental income, this will depend on the lender we will recommend.

We do what's right for you

The buy-to-let market is complex. There are many different mortgages to choose from., so it’s good to know that, as your adviser, we are on hand to answer your questions.

We will help you with the tricky process of not only getting a mortgage, but getting the right mortgage. We take pride in offering a personal service that takes into account your individual circumstances.

Your financial situation is unique, so we work hard to understand your goals and aspirations, and make financial recommendations based on a comprehensive and detailed analysis of your needs.

The Financial Conduct Authority do not regulate buy to let mortgages.